ZFG Mortgage Tulsa – 918-459-6530 – www.zfgmortgage.com
ZFG Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. ZFG Mortgages is with you every step of the way from application to closing and beyond. Click on the Apply Online button to the left of your screen, complete and submit the application and one of our experienced loan officers will contact you shortly. It’s that easy!
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Contact ZFG Mortgages to find out more about the products and services we offer. Because ZFG Mortgages serves as both a Mortgage Bank and Mortgage Broker, we have the flexibility necessary to ensure your financing goes smoothly and your home loan closes on time. Whether you’re a first-time homebuyer or looking to buy the home of your dreams, we offer some of Oklahoma’s most competitive programs and rates while backing them up with outstanding customer service. ZFG Mortgages is with you every step of the way. Apply online or call us today!
PURCHASE LOANS: The Oklahoma mortgage professionals at Oklahoma Refinance can assist you with your purchase transaction. Be it your first Oklahoma home, a second Oklahoma home, your retirement Oklahoma home or an investment in Oklahoma, you want to be sure to select the loan that best benefits your financial well being.
CASH OUT / DEBT CONSOLIDATION LOANS: If you are hoping to do some debt consolidation, combine a first and a second mortgage, pull some cash out for home improvement, or just take the opportunity to tap into the unused equity of your Oklahoma home, you will want to be sure to select the right Oklahoma mortgage loan to accomplish your goals. Your Oklahoma home is significant resource. This might be especially true if you have built up equity in your property.
REFINANCE LOANS: The Oklahoma home loan experts at Oklahoma Refinance can help you with your refinance. Choosing the correct Oklahoma mortgage loan can be confusing with the several refinance home loans on the market.
Oklahoma Refinance believes in “People Based Lending”. Vist My Refi for your Reverse Mortgage and Loan Modification needs.
ZFG Mortgages is Tulsa based. The company was established to originate conventional and non-conventional first and second mortgage loans. Great Plains senior loan officers have years of lending experience with bank, finance, and mortgage companies. ZFG Mortgages is licensed to close a loan anywhere in Oklahoma.
It is the mission of ZFG Mortgages to become the preferred mortgage originator in the state of Oklahoma while operating a win/win philosophy with our customers. Our goal is to listen first and after understanding our customers needs seek out the very best tailored mortgage. We recognize this can only be accomplished by dealing with others honestly and with the utmost integrity. The business plan encompasses establishing lending relationships and referrals to reduce marketing cost, which enables ZFG Mortgages to pass these savings on to our customers. We believe the professionalism and common sense approach towards mortgage lending will entice customers to refer others insuring our profitability and longevity.
Oklahoma mortgage loans are our specialty. It’s all we do. Right now you are probably searching the various Internet lenders for a great mortgage rate. The drawback with Internet lenders is that you normally have to deal with some huge company in another state or even another country. They simply aren’t as experienced with Oklahoma mortgages as someone that lives right here in Oklahoma. A mortgage loan is the largest transaction most families ever make. Do you really want to trust your home purchase or mortgage refinance to someone sitting in a cubicle hundreds of miles away?
With our latest technology, you can have the best of both worlds. We offer competitive mortgage rates AND top-notch customer service from mortgage professionals right here in Oklahoma. Give us a chance to earn your business with a FREE customized mortgage rate quote. It takes less than a minute to complete our QUICK QUOTE form. We’ll never give you any high pressure and there is no obligation. You will usually receive an answer from an experienced Mortgage Consultant by the following business day.
If you are buying a home or looking to refinance your existing mortgage, we can help. Our Oklahoma mortgage rates are among the lowest in the industry! We have funded thousands of loans in Oklahoma, and we look forward to making you one of our next satisfied clients. Simply give us a call or apply online for your FREE mortgage consultation.
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Refinancing Tulsa Loans – ZFG Tulsa Mortgage Lenders
December 18, 2008
Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535
At ZFG Mortgage We Are Proud To Offer The Various Refinancing Tips:
When Is The Right Time To Refinance?
At ZFG we realize that the decision as to whether you should refinance your home mortgage can be an agonizing one. Thus, we have put together the following questions (in a checklist form) that you should ask yourself before you decide to go forward with a home refinance or not. In many circumstances, refinancing can be an incredible option that can free up considerable amounts of cash flow for you and your family (based off of the reduced amounts that you will be spending on your monthly mortgage payments). However for some other candidates, refinancing might not make sense for you at this time. Before you decide to refinance or not, answer the following questions:
- How long do you plan on living in your home?
- How much equity do you have built up in your home?
- Do you plan on utilizing a home equity line to pull cash out of your home?
- How much of a rate discount will you be able to realize through by refinancing?
- How much will your closing costs be for refinancing your loan (generally speaking your closing costs will be 3-6% of your total mortgage)?
If you are still unsure of whether refinancing makes sense to you in your current situation, we strongly encourage you to factor in the following variables:
- If you are not going to live in your current house very long, refinancing generally does not make much sense financially.
- If you cannot reduce the interest rate that you are currently paying the refinancing usually does not make much sense.
- If you cannot free up considerable amounts of cash flow by reducing your monthly payment amount, refinancing might not make much sense for you at this point.
- If you have an ARM (adjustable rate mortgage) and you anticipate your rates dramatically increasing over the next few months (thus dramatically increasing your monthly mortgage payments), then refinancing your home mortgage should be your top priority.
- If you are currently throwing money away each month by paying private mortgage insurance, then refinancing definately is something that you should strongly consider.
- How much will your closing costs be? Closing costs can be expensive. If your closing costs are going to be huge, it might not make much sense for you to consider refinancing your current home mortgage.
- Do you need cash now? If you do their are 2 primary types of financing available to serve you and your cash needs. (a “home equity loan” or a “cash-out refinance loan”…for more information about these programs, call your ZFG mortgage specialist today.
- Are you using a mortgage lender that you can trust? If you are attempting to refinance with your cousin Larry’s best friend who is just getting into the mortgage lending business, then that might not be a good idea. Stick with a reputable company that you can trust to help you correctly refinance your mortgage (this will greatly affect your financial future).
- Do you have bad credit? If you do have bad credit, then you will want to find a lender who is willing to work with you to offer your terms that are reasonable for you and your unique situation.
Listed Below Are Various Words That We Have Put Together To Help Customers Such As Yourself To Reach Credible Lending Institutions Such As Us:
Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535
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Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535
Listed Below Are Various ZFG Related Links For Your Viewing Pleasure:
Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535
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